The Heart of America Fellows Institute’s Privacy Policy applies to use of this Site, and its terms are hereby incorporated and made a part of these Terms of Use. By using the Site, you acknowledge and agree that Internet transmissions are never completely private or secure, and understand that any message or information you send the Site may be read or intercepted by others.

Representations, Warranties, And Indemnification:

You represent, warrant and covenant to the Heart of America Fellows Institute that: (i) you have the full power and authority to enter into and perform your obligations under these Terms of Use; (ii) your assent to and performance of your obligations under these Terms of Use do not constitute a breach of or conflict with any other agreement or arrangement by which you are bound, or any applicable laws, regulations or rules; (iii) you are able to form a legally binding contract, and these Terms of Use constitute legal, valid and binding obligations on you, enforceable in accordance with their terms and conditions; (iv) you will not infringe the patent, copyright, trademark, trade secret, right of privacy, right of publicity or other intellectual property or proprietary right of Heart of America Fellows Institute or any third party in your use of the Site; and (v) you will comply with all applicable laws, rules and regulations in your use of the Site, including these Terms of Use.

You agree to indemnify and hold The Heart of America Fellows Institute and its owners, employees, representatives, agents, attorneys, affiliates, directors, officers, members, and managers (“Indemnified Parties”) harmless from any and all damages, losses, costs or expenses (including without limitation, attorney’s fees and costs) incurred in connection with any third party claim, demand or action (“Claim”) brought or asserted against any of the Indemnified Parties: (i) alleging facts or circumstances that would constitute a breach by you of any provision of these Terms of Use or (ii) arising from, related to, or connected with your use of this Site and/or its Content.